Hybrid LSTM- SVM Model for Improved Credit Card Fraud Detection: A Comparative Study with KNN, Naïve Bayes, SVM and Logistic Regression
- 1Anna University Chennai, Assistant Professor, Dept. of CSE(AIML), Loyola Institute of Technology and Science, Thovalai, Nagarcoil, India, IN
Conclusion
In conclusion, the main objective of this project was to find the most suited model in credit card fraud detection in terms of the
machine learning techniques chosen for the project, and it was met by building the four models and finding the accuracies of them all, the best model
in terms of accuracies is LSTM-SVM which
scored 99.95% with only 51
misclassified instances. I believe that using the model will help in decreasing
the amount of credit card fraud and increase the customers satisfaction as it will provide them with better experience in addition to feeling secure.
The outcomes unequivocally show that the LSTM-SVM hybrid model
outperforms conventional classifiers in credit card fraud detection. Superior
fraud detection accuracy and robustness in unbalanced datasets are achieved by
its capacity to capture sequential dependencies and provide discriminative
features for SVM classification.
References
[1]
Adepoju,
O., Wosowei, J., lawte, S., & Jaiman, H. (2019). Comparative evaluation of credit card fraud detection using machine
learning techniques. 2019 Global Conference
for Advancement in Technology (GCAT).
https://doi.org/10.1109/gcat47503.2019.8978372
[2]
J.
Clerk Maxwell, A Treatise on Electricity and Magnetism, 3rd ed., vol. 2.
Oxford: Clarendon, 1892, pp.68–73.
[3] Awoyemi, J. O., Adetunmbi, A. O., & Oluwadare, S. A. (2017).
Credit card fraud detection
using Machine Learning Techniques: A Comparative Analysis. 2017 International Conference on Computing
Networking and Informatics (ICCNI). https://doi.org/10.1109/iccni.2017.8123782
[4] Bhanusri, A., Valli,
K. R. S., Jyothi, P., Sai, G. V., & Rohith, R. (2020). Credit card fraud detection using Machine learning
algorithms. Journal of Research in Humanities
and Social Science,
8(2), 04-11.
[5]
Credit card statistics. Shift Credit Card Processing. (2021, August 30). Retrieved from
https://shiftprocessing.com/credit-card/
[6] Daly, L. (2021,
October 27). Identity theft and credit card fraud statistics for 2021: The ascent. The Motley Fool. Retrieved
from https://www.fool.com/the- ascent/research/identity-theft-credit-card-fraud-statistics/
[7] Dheepa, V., &
Dhanapal, R. (2012). Behavior based credit card fraud detection using support vector machines. ICTACT Journal
on Soft Computing, 02(04), 391–397. https://doi.org/10.21917/ijsc.2012.0061
[8] Dighe, D., Patil, S.,
& Kokate, S. (2018). Detection of credit card fraud transactions using machine learning algorithms and
Neural Networks: A comparative study. 2018 Fourth International Conference on Computing
Communication Control and Automation (ICCUBEA). https://doi.org/10.1109/iccubea.2018.8697799
[9]
Domínguez-Almendros,
S., Benítez-Parejo, N., & Gonzalez-Ramirez, A. R. (2011). Logistic
regression models. Allergologia et immunopathologia, 39(5), 295-305.
[10]
Gupta, A., Lohani, M. C., & Manchanda, M. (2021). Financial fraud detection using naive Bayes algorithm in highly
imbalance data set. Journal of Discrete Mathematical Sciences and Cryptography, 24(5), 1559–1572. https://doi.org/10.1080/09720529.2021.1969733
[11] Itoo, F., Meenakshi,
& Singh, S. (2020). Comparison and analysis of logistic regression, Naïve Bayes and Knn Machine
Learning Algorithms for credit card fraud detection.
International Journal of Information Technology, 13(4),
1503–1511. https://doi.org/10.1007/s41870-020-00430-y
[12] Jain, Y.,
NamrataTiwari, S., & Jain, S. (2019). A comparative analysis of various credit card fraud detection techniques.
International Journal of Recent Technology and
Engineering, 7(5S2), 402-407
[13]
Kiran,
S., Guru, J., Kumar, R., Kumar, N., Katariya, D., & Sharma, M. (2018).
Credit card fraud detection using
Naïve Bayes model based and KNN classifier. International Journal
Of Advance Research, Ideas And Innovations In Technology, 4(3).
[14]
Kiran,
S., Guru, J., Kumar, R., Kumar, N., Katariya, D., & Sharma, M. (2018).
Credit card fraud detection using
Naïve Bayes model based and KNN classifier. International Journal
Of Advance Research, Ideas And Innovations In Technology, 4(3).
[15]
Mahesh,
B. (2020). Machine Learning Algorithms - A Review, 9(1). https://doi.org/10.21275/ART20203995
[16]
Malini,
N., & Pushpa, M. (2017). Analysis on credit card fraud identification techniques based on KNN and outlier
detection. 2017 Third International Conference on Advances in Electrical, Electronics, Information, Communication
and Bio-Informatics (AEEICB). https://doi.org/10.1109/aeeicb.2017.7972424
[17]
Maniraj,
S. P., Saini, A., Ahmed, S., & Sarkar, S. D. (2019). Credit card fraud detection
using machine learning
and Data Science.
Credit Card Fraud Detection Using Machine Learning
and Data Science,
08(09). https://doi.org/10.17577/ijertv8is090031
[18] Najadat, H., Altiti,
O., Aqouleh, A. A., & Younes, M. (2020). Credit card fraud detection
based on machine
and Deep Learning. 2020 11th International Conference on Information and Communication Systems
(ICICS). https://doi.org/10.1109/icics49469.2020.239524
[19]
Safa,
M. U., & Ganga, R. M. (2019). Credit Card Fraud Detection Using Machine Learning.
International Journal of Research in Engineering, Science
and Management, 2(11).
[20] Saheed, Y. K., Hambali, M. A., Arowolo, M. O., & Olasupo, Y. A. (2020). Application of ga feature selection on Naive Bayes, random forest and SVM for credit card fraud detection. 2020 International Conference on Decision Aid Sciences and Application (DASA). https://doi.org/10.1109/dasa51403.2020.9317228
Keywords: LSTM, SVM, Hybrid Model, Credit Card Fraud Detection, Temporal Feature Extraction, Machine Learning
Citation: Antro Monica Sanjas*, Antro Monica Sanjas ( 2025), Hybrid LSTM- SVM Model for Improved Credit Card Fraud Detection: A Comparative Study with KNN, Naïve Bayes, SVM and Logistic Regression . , 13(3): 1-5
Received: 20/08/2025; Accepted: 25/08/2025;
Published: 28/08/2025
Edited by:
Mr.ERES JOURNALSReviewed by:
Copyright: @eres journals.
*Correspondence: Antro Monica Sanjas, monica.cse@lites.edu.in


